After the loan closing, the credit union will notify the borrower(s) of the terms and conditions of the loan and indicate the mailing address for payments. We service all of our home loans. Servicing includes:

1. Escrow Analysis: If you make monthly payments that include impounds for property taxes and hazard insurance, we will analyze the escrow account periodically to assure adequate funds are available for payment. If there is a shortfall or surplus, we will make adjustments to the monthly payment.
2. Interest Payment Notification (1098): In January of each year, we will notify borrowers of the total interest paid on the mortgage for the previous year.
3. Loan Payoffs and/or Loan Assumptions: We will provide information on loan payoffs and loan assumptions.
4. Customer Service: We will provide information to you on your mortgage loans. You may call (407) 277-5045 or toll-free (800) 443-6887 for information on such items as loan balances, interest paid, amortization schedules, escrow balances, etc.

For more information about home lending, call our Real Estate office today at (407) 647-8252.